Joyce Moskovitz is currently a Principal at Riverside Advisors, LLC where she provides consulting services to nonprofit affordable housing developers, community-based lending institutions among others. Ms. Moskovitz began her career as a Neighborhood Planner with the Baltimore City Department of Housing and Community Development. She has served as Vice President and Senior Vice President for AGM Financial Services, Inc., where she structured FHA financing for over $200 million in rental housing and assisted living facilities nationwide. As Senior Vice President at Bank of America, she was responsible for managing client relationships and originating loan production of LIHTC rental housing and community facilities, including charter schools and New Markets Tax Credits transactions. Her activities included new business development, loan underwriting and portfolio management. She was asked to serve as the Bank’s Director of FHA Multifamily Lending, where she created and managed Bank of America’s FHA Multi-Family lending program nationally.